Property Insurance
Property insurance from people who are property owners too.
We've personally been landlords and property owners for over 15 years — so we understand what actually matters when something goes wrong. Landlord, residential and commercial property insurance, with wide access across the market.
No obligation. Local, independant advice since 1980
Our Speciality
FIRST HAND EXPERIENCE
We don't just insure property. We own it.
Kyle's own partners have personally owned and let property for more than 15 years. When a landlord calls us about a rent guarantee query, a difficult tenant situation, or what happens if a property sits empty between lets — we're not guessing. We've lived it. It's why so much of our growth has come from word of mouth: local estate agents and property managers who know we understand property from both sides of the desk.
15 +
Years as Landlords
40+
Years advising clients
WHO WE COVER
Landlords
For anyone renting out a residential property, from a single let to a growing portfolio.
- Buy-to-let landlord insurance
- Rent guarantee / loss of rent
- Void period cover
- Portfolio landlord policies
Residential Owners
For residents' management companies, blocks of apartments and portfolio landlords — as well as standard homeowners.
- Residents' management company insurance
- Blocks of apartments / multi-unit buildings
- Portfolio landlord cover
- Standard, second & holiday home insurance
Get residential property advice →
Commercial Owners
For anyone who owns commercial premises, occupied or let to a business tenant.
- Commercial property owners insurance
- Mixed-use property
- Property owners' liability
- Multi-unit / portfolio commercial
COVER AVAILABLE FOR MOST types of PROpERTY AND TENANT TYPES. long relationships with SPECIALIST INSURERS TO COVER COMPLEX NEEDS.
Built on local relationships
Much of our property business comes through trusted local estate agents and property management agents. If you're an agent looking for a property insurance partner who understands property first-hand, we'd welcome the conversation.
Why choose kyle for property insurance
We are property owners ourselves
15+ years of first-hand landlords experience
Wide access across the market
We compare cover rather than pushing one insurer.
Claims Support
If something goes wrong, you're dealing with local people who know your property and your policy.
The whole picture,joined up
Property insurance alongside mortgage and protection.
FAQs
What's the difference between landlord insurance and standard home insurance?
Landlord insurance is designed for a property you rent out — it typically covers things standard home insurance doesn't, such as loss of rent, malicious tenant damage, and landlord liability.
Do I need landlord insurance if I only rent out one property?
Yes — most mortgage lenders require it for buy-to-let properties, and it covers risks a standard home policy wouldn't, even for a single let.
What happens if my property is empty between tenants?
Void periods can affect your cover, and some risks become more likely in an empty property. We can talk you through cover that accounts for this.
Can you insure a mixed-use property?
Yes — mixed-use property is one of the areas we regularly place. We'll find cover that reflects both uses correctly.
I'm an estate agent or property management agent — how do I refer a client to you?
Just get in touch directly — we work with a number of local agents and are always happy to build that relationship.
Ready to talk about your property?
Landlord, residential or commercial — speak to a specialist today, no obligation.