Partners:  Jim Kyle, Hazel Kyle, Stuart Kyle & Jacqueline Kyle

Kyle Insurance & Financial Services are authorised and regulated by the Financial Conduct Authority.   


Our FCA Register number is 303150.


You can check this on the FCA’s Register by visiting the FCA’s web site www.fca.gov.uk/register or by   contacting the FCA on 0845 606 1234.

REGULATORY INFORMATION

62 St. Anne’s Crescent,

Glengormley, Newtownabbey,

Co. Antrim,  BT36 5JZ.






CONTACT US

LINKS

028 90 836676

Telephone Insurance:

Email:  enquiries@kyleinsurance.co.uk

028 90 190307

028 90 801982

Telephone Financial:

Fax:

Visit our facebook page

028 90 836676


Insurance:  

028 90 801982

Financial:    

028 90 190307

Fax:    
Home Team Personal Insurance Commercial Insurance Financial Services Mortgage Quote & Buy Contact

Gap Insurance

Request a quote and we'll aim to call you back within 24 hours to discuss your individual needs. We pride ourselves on our personal service, and this way we can help you get the cover your need.

Request Quote

Most people still purchase gap insurance policies direct from their motor dealer not knowing that if  they shop around, and compare prices that they will find that a substantial saving against the dealer price.  

Under new rules, motor dealers have to pay a 20% tax on gap insurance but an insurance broker only pays 6%, automatically a 14% saving that is passed on to customers.  


Typical Cost of Gap from motor dealer 3 Year Policy  =  £399  -  Our Premium for same cover £225

Who to buy GAP Insurance from

The fact is purchasing an GAP insurance policy from an insurance professional rather than from a motor dealer can be much cheaper. In many cases not only is the premium cheaper but the cover offered from an insurance professional is often far superior in terms of features, than the protection offered by your dealer or on line provider.

What happens if you have to claim

The motor dealer or online provider  are simply a ‘retailer’ of the insurance policy. Once premium is paid and cover placed they have finished the sale and will usually not offer assistance on any claim. Insurance brokers will be happy to assist not only on the purchase of your cover, but will offer a claims handling service.




Gap Insurance

Top Up Gap Insurance

Agreed Value GAP

In the event of a total Loss, this can pay the difference between the motor insurer’s settlement and the agreed vehicle value.  The agreed value will be the current dealer retail value for the vehicle from Glass’s motoring guide.

Finance / Lease GAP

In the event of a total loss this can pay the difference between the motor insurer’s settlement and the outstanding balance owing to the finance or lease company.

Purchase Price Protection

In the event of a total Loss, this can pay the difference between the motor insurer’s settlement and the original net invoice price paid for the vehicle.

Top Up GAP

In the event of a total loss this can pay an additional 25% on top of the  total loss valuation provided by the motor insurer.  This is an annually renewable policy.

WHICH GAP INSURANCE SHOULD YOU BUY?